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What type of cover are you looking for?
Also known as "Level term life insurance" - the cover stays the same for the length of the policy, often taken out to leave a sum of money for loved ones.
Also known as "Decreasing term life insurance" - this cover gradually decreases throughout the length of the policy, often used to cover a repayment mortgage.
If you’re unsure about how much cover you need please call one of our advisers on 01392 455 584
The lump sum payment and premium stay the same for the length of the policy (term).
The amount of cover reduces over the length of the policy (term), the premium will stay the same. Suitable for a repayment mortgage.
Who would you like to cover?
If you request a joint policy then we will show you quotes for two single policies as well so that you can compare.
You may decide to take out two single policies rather than one joint policy.
You will effectively get twice as much cover with usually only a small difference in the total monthly payment/s.
How much cover are you looking for?
Perhaps enough to cover your mortgage or a lump sum to leave for your family.
You may be looking to cover a large debt such as a mortgage and may want to insure yourself for the total amount you've borrowed and/or you may be looking to provide a certain amount of financial protection for your family.
If you're unsure about how much cover you need please call one of our advisers on 01392 455 584
How long do you need cover for?
For example, this could be the length of your mortgage or how many years until you plan to retire.
If you’re covering a mortgage you may wish to cover the term of your mortgage or you might like to provide cover for your family up until a certain time such as when you plan to retire, when your children turn 18 or leave university. If you’re unsure about how much cover you need please call one of our advisers on 01392 455 584
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